Chase Cd Rates 2020

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To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. Loan payment example: $21.92 per month per $1000 borrowed at 2.45% APR for 48 months. APR = Annual Percentage Rate. Rates offered effective and are subject to credit approval. If you want to earn more with a Chase CD, it helps first to have a Chase checking account to link to your CD. That allows your CD to earn at higher relationship rates instead of the standard rates. The best Chase relationship CD rates come with the longer-term accounts, starting at 21 months. The best time to start saving is now. A certificate of deposit is a type of savings account that guarantees a certain rate of interest. Compare CD rates and select from a variety of available terms and amounts to match your short-term or long-term goals. A KeyBank Certificate of Deposit can help fast track your path to financial wellness.

Common Questions About CD Ladders

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What Are The Cd Rates At Chase Bank

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  • A CD ladder is a group of 4 CDs opened at the same time for the same amount, but for different terms. When each CD matures, its term will change to the longest term of the ladder.

    A CD ladder can help you build a saving strategy to earn interest over time, while providing you access to a portion of your funds at staggered intervals.

  • Clients with a linked Chase Private Client CheckingSM1account can open a CD ladder with a banker at any branch.

  • CD ladders may be opened in a branch and cannot be opened online at this time. All 4 CDs in a ladder are opened at the same time, for the same amount, with a minimum of $1,000 in each CD.

  • A CD ladder allows you to earn interest, and provides you access to your money at staggered maturity dates.

  • We offer two CD ladders:

    • 4-month CD ladder made up initially of 1, 2, 3, and 4-month term CDs
    • 12-month CD ladder made up initially of 3, 6, 9, and 12-month term CDs

    Note: Each CD in the ladder receives its own unique account number and CD receipt at account opening.

  • Yes,each CD in a ladder is FDIC insured up to the maximum amount allowed by law.

  • Each CD will automatically renew to the longest term of the ladder (either 4 or 12 months). You will be reminded of the new term on your CD Maturity Notice, which you will receive as each CD in the ladder reaches maturity.

  • You may add or withdraw money in a CD during the grace period following each CD’s maturity date.2

  • Interest rates vary based on the account balance at opening or renewal. Meet with a Private Client Banker to see the CD ladder section of the Chase Private Client Deposit Rates for the specific interest rate for each CD term in a ladder.

  • A traditional CD cannot be changed to a CD ladder. However, once your traditional CD matures, you can choose to withdraw funds and open a CD ladder as a group of 4 CDs.