Baccarat Online For Money

Table Of Contents

  • You don’t need to be James Bond or know how to tie a bow tie to play Baccarat
  • Online Baccarat is one of the most played games in Casinos’ Live Dealer sections
  • This guide helps you fin the best Baccarat games to play online for real money

Finding the right Baccarat tables to enjoy some good games online can be a hurdle.

You might have the perfect sites to play online Slots or to spin the Roulette wheel - but what do you know about online Baccarat?

Do you know where to find the best Baccarat games online or the most generous bonuses to play one of the hippest gambling games in 2019?

Play baccarat online for practice

You can now play baccarat online for free or try real money baccarat for exciting payouts. Bet on the Banker or Player to see who gets closest to 9. And with great side bets like Perfect Pair, you can have even more fun at our best online casinos. Aside from our free baccarat game, we also have an exclusive guide on playing baccarat online. Online live dealer Baccarat casinos make James Bond’s favorite game available for anyone. Regardless of what your budget is or if you have any previous playing skills, my guide is going to steer you to the best online baccarat destinations and show you the ropes so that you can turn the odds to your favor. Baccarat is easy to play online, get real money MM88TODAY, a leading baccarat betting provider, starting at a small price of just 50 baht per eye, whether it’s a light pocket or a heavy wallet.

This article comes on the heels of our successful guide to playing real money Blackjack online and is here to help you find all the right answers to your questions.

Read on to find everything you need to play Baccarat online and don’t forget to jump on our Baccarat strategy page to learn how to play the game in the best possible way.

Baccarat is easy to play online, get real money MM88TODAY, a leading baccarat betting provider, starting at a small price of just 50 baht per eye, whether it’s a light pocket or a heavy wallet. Online baccarat is available either against software or via live dealer casino rooms. However, you’ll need to be in a state that offers legal real money casinos to take advantage. Our baccarat guide provides you with everything you need to understand the bets and rules.

How to use this online Baccarat guide

This guide to real money Baccarat online is structured in different parts. Each covers specific aspects of real money Baccarat games that I believe you should know before you place your chips on the table.

You can use the table on the top to navigate through it or you can simply sit back and relax. This Baccarat guide is best consumed all in one go.

You can also save it as a PDF file and upload it to your Kindle, your Books account, or any other device you use to read e-Books.

Best Sites to Play Baccarat for Real Money in 2019

Here's the full list of the best online Casinos where you can play online Baccarat for real money in 2019.

The names in there might not sound new to you if you are an experienced player.

If you are about to start your adventure in the world of real money Baccarat games online, make sure you read the details of each and every offer before you pick a site.

That’s because your journey to winning money on Baccarat should always begin with a good Casino and a large welcome bonus.

Baccarat SiteBaccarat GamesNew Player Bonus (Max.)
Casino.com4$400 + 200 Free SpinsActivate & Play
Jackpot City5$1,600Activate & Play
Unibet Casino5£200Activate & Play
PartyCasino450 Spins on StarburstActivate & Play
Mr Green Casino7€100 + 200 Free SpinsActivate & Play

Top UK Baccarat Sites

All the Baccarat sites you see in the 2019 list hold a license issued by the United Kingdom Gaming Commission (UKGC), meaning they accept players from the United Kingdom.

I picked UKGC-licensed rooms because this is one of the most rigorous gambling authorities in the world. By choosing one of these rooms you have the absolute certainty that your money is safe and your winnings will be paid.

Is This REALLY Important?

Many online Casinos try to get your attention and your money with enormous bonuses to play table games like Baccarat.

But whenever you choose an unlicensed casino, you put your money at risk.

Playing online Baccarat on illegal casinos you increase the risk of becoming the victim of a fraud and you add to your experience dangers that are far bigger than the simple house edge.

♠️ The Online Baccarat Games at Casino.com

Casino.com is an award-winning gambling operator that we consider to be the top choice to play real money Baccarat online in 2019. The variety of games available on the site fits both pros and beginners.

❤️ Why beginners like it: The live games are really good. The games Baccarat Seven Seats and Mini Baccarat are available in 'No Commission' mode - so, if you are a beginner, that's where you should start.

♠️ The Online Baccarat Games at Jackpot City

As usual, Jackpot City offer a bonus that is too big to fail.

Not only they give you excellent classic Baccarat games for real money, but there's also a $1,600 welcome bonus on three deposits that you just can't miss.

❤️ Why beginners like it: Although I always suggest not to base any of your choices on the welcome bonuses a Casino promise you, the $1,600 on signup you activate when you open an account at Jackpot City is an exception. Go, get it.

♠️ The Online Baccarat Games at Unibet Casino

With only four tables to play real money Baccarat games online, Unibet Casino might not be the one with most variants - but that doesn't mean the games are great. Especially the ones where you play with the CPU.

❤️ Why beginners like it: The 200% signup bonus is perfect to play Baccarat. Also, the bets start from as little as £0.10, meaning it's one of the cheapest real money Baccarat sites on the web.

♠️ The Online Baccarat Games at Party Casino

Being home to one of the most popular Poker sites, PartyCasino is a name that needs no introduction. They feature four Baccarat variants with a selection of amazing live games streaming live from the Dragonara Casino in St. Julians, Malta.

❤️ Why beginners like it: The live dealers are super friendly and they know how to accommodate newbies. If you are new to the real money Baccarat world, Party Casino is a good start to discover this card game.

♠️ The Online Baccarat Games at Mr Green Casino

The five Baccarat games at Mr. Green Casino are of the same outstanding quality of all the other games on the platform. Personally, I am a fan of the Baccarat Control Squeeze and the VIP room.

❤️ Why beginners like it: Mr Green features an impressive choice of Casino games. If you want to play more real money games online and not only Baccarat, this is a great choice for you.

Tips on How to Play Baccarat Online for Real Money

Finding the best online Baccarat sites is only half of what you need to do.

That's because you need to know how to play the game and what are the risks you take when you bet on the player or you bet on the banker.

Unless you are one of those high rollers who are too-rich-to-care, make sure you read all my tips to become a better Baccarat (or Punto Banco) player.

Before You Play Baccarat Online

If you know how the game works and what you are supposed to do once you get your spot at the table, this isn't a difficult game to play.

The best way to be sure you know what to expect and not to get lost in the middle of the action is to have a look at this article on how to play baccarat I published not too long ago.

There, you learn how to use the natural winners to your advantage and you can understand why you should never go for the tie bets.

Once you are done with the rules, you are ready to move onto the next step - a strategy guide with quick and actionable tips that will help you win more money.

My favourite article is this one titled 'Baccarat Strategy: How to Play at Baccarat Like a Pro' - I am sure a quick look at the author will explain why I believe he's the right one to speak about Baccarat games for money.

Top Baccarat Bonuses

All the sites I included in this list offer some interesting Baccarat bonuses that can help you to get started.

Yes, here I added a few more names, too.

While the sites featured on the first part of this article are by far the best Baccarat Casinos in 2019, there are also a few more good ones where new players get a fine bonus to play.

Rember: All the Baccarat bonuses on this list are for new players only. To receive one, you need to open an account via the links on the list below.

Best Baccarat Deposit Bonuses (Updated List)

Live Dealer Baccarat

In 2019, you can play some amazing live games of Baccarat online. These games are now the biggest hit between real money players because they combine the excitement of the game with some great live action.

Right now, the best live Baccarat games are those at Casino.com:

The dealers are super professional and they know how to treat pros and beginners, making the action truly enjoyable.

Mobile Baccarat Apps

The mobile side of things is the only one where Casino.com doesn't win.

Although their mobile platform is a really good one, the mobile Baccarat games at Unibet are superior. After years of tests and tweaks, Unibet Casino mobile platform became so advanced that it's really hard to beat it.

PartyCasino is also another Casino with some pretty good mobile Baccarat games where you can win real cash, but Unibet's better.

Mobile Baccarat GamesAndroid LinkiOS Link
Jackpot CityPlay on AndroidPlay on iPhone
888CasinoPlay on AndroidPlay on iPhone
William Hill CasinoPlay on AndroidPlay on iPhone
Casino.comPlay on AndroidPlay on iPhone
Unibet CasinoPlay on AndroidPlay on iPhone
Mr Green CasinoPlay on AndroidPlay on iPhone
PartyCasinoPlay on AndroidPlay on iPhone

Conclusion

This concludes my guide to online Baccarat and the best sites to choose to play real money games on the web.

I would love to hear what you think about this as well as what your favourite Baccarat sites are.

So, please, don't miss the chance to contribute to the next update of this guide and use the comments below to share your opinions with me and all the other Baccarat players here at PokerNews!

The promotion presented on this page was available at the time of writing. With some Casino promotions changing on daily basis, we suggest you to check on the site if it still available. Also, please do not forget to read the terms and conditions in full before you accept a bonus.
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Baccarat has been a fixture in high-roller areas at brick-and-mortar casinos for decades. The attraction is a low-house edge compared with other games: close to 1% for one bet type. Now, you can enjoy baccarat online or live with our detailed guide.

Betting on baccarat is simple. On each hand, you’ll decide whether to back “player,” “banker” or “tie.” There are complex rules for how the two hands are dealt; though, when you play the game, the croupier handles this side of things. There are variations of baccarat which simplify the rules. The best known is called Punto Banco.

Online baccarat is available either against software or via live dealer casino rooms. However, you’ll need to be in a state that offers legal real money casinos to take advantage.

Our baccarat guide provides you with everything you need to understand the bets and rules. We look at how to play baccarat online, as well as the strategy for placing those all-important bets.

How to play online baccarat legally in the US?

Regulation for online gambling is expanding at a rapid pace. Many states have started with legal sportsbooks, and a handful of states offer or are in the processing of offering online casinos. Presently, these states are New Jersey, Pennsylvania, Michigan and West Virginia.

If you are in a legal state, you’ll be able to enjoy online baccarat and Punto Banco.

First, there are computer software versions. These are fast, easy to play and start at surprisingly small stakes (or even for play-money while you learn the game).

At some online casino sites, you can find table games at live dealer studios. Casinos stream these games in real-time from their brick-and-mortar casinos. You can find live dealer casinos at the bigger online casinos, including Golden Nugget and 888 Casino, in regulated states.

Details of the online casino laws vary by state. Generally, you’ll need to be at least 21 years or older to play. There is no need to be a permanent resident of the legal gaming state, though you will need to be inside state lines where the casino is licensed to play.

Baccarat

Casino apps include the geolocation technology to verify that you are inside the state borders.

How online baccarat works

We describe a typical baccarat game in which a dealer handles the cards, with one or more players betting on the outcome. However, there are variations where the dealer position rotates around the table.

Best online casino for baccarat

Before a hand is dealt, each player will place bets on one or more of the three outcomes. The choices are player, banker or tie. You can choose to bet on any of these outcomes (as a player, you are not forced to bet on the “player” option).

Here are the odds of winning based on those bets:

  • Player: 1.24%
  • Banker: 1.06%
  • Tie: 14.36%

Note that the “tie” option has terrible odds compared with either the player or the banker bets. More on that in the side bets section below.

The dealer deals hands to both the player and banker. There are complex rules for whether more cards are added to each hand. You don’t need to memorize these to enjoy the game.

Baccarat drawing rules

The winning hand out of the player and banker is the one closest to (or at) 9 points.

Each hand is dealt two cards with the following rules:

  • Non-picture cards are worth their point value.
  • Tens through kings (all the picture cards) are worth zero.
  • Aces are worth one.

If a hand goes over 10, then 10 points are removed.

For example, two 7s = 14, take the 10, and you have a score of 4.

  • If either hand shows 8 or9 (also known as a “natural“), the hand ends and no extra cards are dealt.

Any time there is no “natural” (8 or 9) on the two-card deal, then the following chart is examined, with more cards being dealt under the following criteria:

  • The player stands on 6 or 7 and draws a third card with a score of zero to 5.
  • If the player stood with a 6 or 7, then the banker draws a card with zero to 5 and stands with a 6 or 7.

Banker rules on 3rd card

When the player draws a third card, the rules for the banker become more complex:

  • If the player total is zero, 1 or 2, then the banker will always draw a third card; otherwise, the rules depend on the banker’s current total.
  • Banker Shows 3: Draws a third card unless the player’s third card was an 8.
  • Banker Shows 4: Draws a third card when the player drew 2 through 7 as a third card.
  • Banker Shows 5: Draws a third card when the player drew 4 through 7 as a third card.
  • Banker Shows 6: Draws a third card when the player drew 6 or 7 only.
  • Banker Shows 7: Always stands.

You don’t need to remember these rules to enjoy the game.

From a player’s perspective, you can enjoy online baccarat by merely deciding whether to bet on the player, banker or tie squares.

How to reduce the house edge in Baccarat

Baccarat is a favorite among high rollers because of the lower house edge. There are variations in payouts and details of the rules which make a difference.

The golden rule for baccarat is to avoid the tie bet. This does have a bigger return than either the banker or the player bet but comes with a horrific house edge. The tie bet can be more than 20% in some games and, typically, more than 14% (it depends on the return in each game).

If you contrast this with the player and banker bets, you’ll see how big the difference is. These wagers have a house edge of around 1%.

The standard rules give the following:

  • Player: 1.24%
  • Banker: 1.06%

Table minimums are often bigger for baccarat than other games. When you see the low house edge, you’ll understand why this needs to be the case.

Casinos balance the lower edge (and easy gameplay where the players can’t make strategy mistakes) with the cost of running the table. Some casinos will have side bets on the hands being pairs or pairs of the same suit. These do add an element of excitement and interest to the game.

These wagers also have a prohibitively large house edge, often upwards of 10%.

Different variations of baccarat

Online

Some baccarat variations are more complex than the original game, involving strategy decisions by players who affect the outcome of hands.

Others are simplified, turning them into an entertaining and simple casino game.

Here are the main variations:

  • Punto Banco: This is also known as American baccarat, though it is the single most popular variation around the world. In this format, the casino is the “house” (not each player in turn). This variation is played with a shoe of between six and eight decks.
  • Mini Baccarat: This game is designed to work with a single casino dealer who performs all the handling of cards. The drawing rules are slightly different from the main game.
  • Super 6 Baccarat: This is also known as Punto 2000. Banker bets are paid at 1-to-1 on all scores except 6, which is paid at 50%. It increases the house edge to 1.46% on banker bets.
  • EZ Baccarat: This casino variation includes Dragon 7’and Panda 8 side bets. The banker will win on a total of 7 after the third card is drawn.
  • Chemin De Fer: This is a multiplayer form of baccarat, where each player acts as the dealer in turn. This player acts as the banker, making decisions on whether to draw additional cards. All players share a single player hand in this format.

Live dealer baccarat games

Live dealer casino studios take advantage of better network speeds available these days.

You can bet on the outcome of a hand of baccarat dealt in real-time from a studio. These are available in those states with regulated online casinos. The studios are often inside the casinos, where experienced dealers can handle the cards.

Baccarat strategy

To bet, you only need a funded account. You’ll drag and drop wagers using an overlay on the felt. With the dealing rules set, you won’t need to wait for others to make decisions (as you do when playing blackjack) or for the hand to play out to cover players who have bet when you have folded (as you do with live dealer casino poker games).

If the table minimums at live dealer online casinos are too big for your bankroll, you can always choose a software-based game instead.

These have the advantage that you will not miss a hand should you get distracted or disconnected, as well as those lower table minimums.

Baccarat history

There are different variations of the history of baccarat. Some historians suggest that the origins of the game go back to the 15th century when France and Italy were at war.

France has a history of inventing gambling games, with roulette appearing there in the 17th century, and poker having a predecessor game in the region, too. The original French name for this game is Chemin de Fer.

Punto Banco was the version that hit the new world. This was the house-banked game, rather than the player-versus-player variation, which started in Europe.

It first appeared in Las Vegas at the Sands Casino in the 1950s. This game has made appearances in James Bond movies. More recently, it moved online, where you can now enjoy it with a live dealer or as a software-based game.

Play Baccarat Online For Money

Baccarat and US casino bonuses

Online casinos in legal jurisdictions offer a lot of various bonuses and promotions to attract and retain players. While you can certainly take advantage of them, baccarat is not the best game for bonus clearing.

The super-low house edge means that most casinos will either exclude it or give it a very low “weighting” for the purposes of clearing bonuses.

With no-deposit free play, matched welcome bonuses and other promotions, your best bet is often to take advantage of them using slots, then enjoy baccarat games with the money you win.

Baccarat Online Real Money Philippines

Final thoughts on playing baccarat for free or real money

While not in the same league as blackjack or roulette in terms of popularity, baccarat does have its fans.

Play Baccarat Online For Money

You’ll find this game in the high-limit area of many casinos, as well as (in simple “mini bacc” form) on the casino floor.

The outcomes are a win for a fictional player or a banker or sometimes a tie. You can bet on whichever outcome you like. The house edge is low on either bet, though slightly lower for banker bets.

Tie bets have a huge house edge; experienced players avoid these. Some variations of the game also have side bets.

Contrasting with the simple outcomes, the rules for dealing are complex.

Play Baccarat Online For Real Money

Unless a “natural” (8 or 9) is dealt, a table of rules that depend on what cards are showing is referenced.

How To Make Money On Baccarat

Make sure you check out the new live dealer casino baccarat in states that regulate online gambling. It adds a social element — with a real dealer handling the cards — and lets you bet online.